Hi wondered if anyone can help... i need a loan...?

and am not entirely sure where to go.... it would need to be unsecured as im not a home owner and also dont have a great credit score i havent got any debt and do have a contract phone and store cards which are paid off in full every month... ive been turned down by the normal suspects due to having a low credit score..... so wondered if anyone knows who i can go where wouldnt be a scam..???????